PayPal Pay-in-3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date.
It’s a great way to spread the cost of larger items or to cover emergencies and is a helpful tool to manage your budget more effectively.
Please note that Pay in 3 is a form of credit, so carefully consider whether you can afford the repayments and be aware of the possible impact of missing payments, including making other borrowing more difficult or more expensive.
PayPal Pay-in-3 is being offered to a growing number of our UK customers.
Paypal may decide not to offer PayPal Pay-in-3 as a payment option in certain circumstances, such as where their checks suggest an increased risk of fraud or where data Paypal hold suggests you may not be eligible. The checks Paypal run are with an external credit reference agency. This search will only be visible to you and will not affect your credit score.
If you choose PayPal Pay-in-3 as your payment method when you check out with PayPal, you’ll be taken through the application process. You’ll get a decision instantly, but not everyone is approved based on the checks Paypal carry out.
To apply you must meet the following criteria:
You must be over 18 years of age.
You must be a UK resident.
Have a valid mobile and email address.
Have credit/debit card that is valid for 60 days from the purchase date.
Paypal's decision making process is automated. Paypal assess your financial position using a combination of the information you provided within your application and information about your usage and history. PayPal will decide whether PayPal Pay-in-3 is suitable for you at this time.
Paypal may also run a “soft” credit check with an external credit reference agency when you apply if Paypal need more information to make their decision. This search will only be visible to you and will not affect your credit score.
If you have any trouble placing an order with Paypal Pay-In-3, it could be due to one of the following reasons:
If this is your first payment made via this option, choose the billing address to be your delivery address.
You may have missed a required field at the checkout.
Ensure your credit / debit card is not expiring within the next 3 months, to ensure payment can be taken.
Ensure your are not using a pre-paid debit card.
If you need to change your debit card, you can do so by logging into your PayPal account, going to PayPal Pay-in-3, and selecting the PayPal Pay-in-3 plan you want to change. There, you can click “Change” under “Payment Method”.
You can include any equipment from Powerkiteshop including accessories such as harnesses, wetsuits and travel bags. However, please remember that the minimum order is £30.
If you have any queries please contact us on 0121 544 9514.
Please note, it can take around 5 working days from receiving your order, for Powerkiteshop to ship out your goods.
This option cannot be used in conjunction with any other offer. UK and Northern Ireland Customers only.
Paypal's Pay-In-3 payment option are valid for internet orders only however shop callers are welcome to carry out this process at Powerkiteshop.
Typically the first payment will be due on the date of the us shipping our your order and subsequent monthly payments will be due in 30 and 60 days time.
You can even pay your order earlier at any time.
When you reach the checkout, choose PayPal as your payment method, log into your PayPal account and if it is an eligible transaction, you’ll see PayPal Pay-in-3 as one of the available payment methods.
When checking out, just fill out the easy online payment form and you can be approved for up to £2,000 to use for the equipment you wish to purchase.
The minimum order is £30 with the 'Paypal Pay-In-3' option.
Paypal will send you a reminder by email or SMS 10 days before your payment is due detailing the amount of your payment, the payment due date and the funding instrument the payment will be taken from. You can see your payment schedule or make unscheduled payments at any time by logging into your PayPal account.
Your first payment will be charged at the time you make the purchase. After that, your 2nd and 3rd payments will be charged in the two subsequent months, on the same day of each month. For example, if you make a purchase on 5th May, your 2nd and 3rd payments will be due on 5th June and 5th July.
If a payment is due on a date which doesn’t exist in a month, such as the 31st February, then payment will be taken on the last day of that month.
Yes, just log into your PayPal account, choose the PayPal Pay-in-3 plan you want to pay off, and click Make a Payment. Then you can make an unscheduled payment of Next Payment Due or Full Balance.
You can also make extra or unscheduled payments. Just log into your PayPal account, choose the PayPal Pay-in-3 plan you want to pay and click Make a Payment. Then you can make an unscheduled payment of your next payment due or full balance.
If you return some or all of your order, Paypal will issue you with a new statement as soon as we process your return.
If you have an upcoming payment due date – sit back and relax.
If there is a delay in us registering a return, Paypal will issue a new payment due date for the items you decide to keep.
If you’re in a short-term financial hardship, Paypal's payment holiday program will move your next repayment by a month, giving you a break from needing to make the next payment on your Pay-in-3 loan.
If you’re still unable to make a payment after the holiday ends, or you’re concerned about your finances, please Paypal directly to discuss your options.
